Representing an ideal blend of experience and expertise across a wide variety of fields, the professionals at Investors Edge Finance™ possess the knowledge and passion to exceed the expectations of even the most highly sophisticated investors.

Arranging well-structured finance for your investment property is vastly different to financing your home. Careful attention must be paid to tax, cash flow, money flow and asset protection.

Professional property investors don’t simply contact their local bank to request a loan for their next purchase. Instead, they seek the counsel of an adviser to ensure that their finance can be designed, implemented and maintained according to their specific needs.

Meet the specialist team at Investors Edge ready to assist you…

Andrew Gardner
Andrew Gardner

Financial Architect

Australia’s leading Financial Architect, Andrew Gardner has pioneered innovative finance methodologies that have investors from all over Australia seeking his expertise.

Andrew “walks the talk” as a real-world investor who has built his own substantial property portfolio and uses these skills to help clients succeed.

With more than 30 years experience in direct property investment, Andrew offers an unparalleled insight into the property industry. He understands property investors and how to design the most effective finance and investment strategy.

Calling on the specialised knowledge he has gained over his years at the forefront of the industry, Andrew commences the process with a detailed review of your current situation.

This enables him to then design a meticulous strategy that ‘s perfectly suited to your needs, your lifestyle and your goals. A strategy that means you’ll enjoy strong cash flow, optimal tax refunds and the maximum protection for your family home, while keeping your property investments simple, compliant and safe.

On leaving your initial meeting, you’ll have a clear understanding of the finance structure and strategies he developed for you ensuring, and fast tracking the achievement of your financial and investment goals.

Andrew holds a diploma in both Finance Management and Financial Planning. He is a qualified real estate agent representative, a member of the Mortgage & Finance Association of Australia and is a credit representative with one of Australia’s biggest and most prestigious mortgage groups, the Professional Lenders Association Network. He is also accredited with all the major lenders.

Andrew was nominated for the 2014 Telstra Business Awards and was a finalist in the industry 2014 Better Business awards for ‘Best Integrated Service Offering’.

Andrew Gardner is a credit representative (398921) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit Licence 391237)

Tony Hayhow
Tony Hayhow

Credit Manager

Tony Hayhow enjoys a well-deserved reputation as one of the most skilled credit managers in the  industry.

Before joining Investors Edge Finance in 2005, Tony spent 23 years working for the Commonwealth Bank in a range of lending-related and management roles. This experience has provided Tony the comprehensive understanding of banking, lending criteria and credit policy required to optimise the performance of your portfolio.

The implementation of new credit rating rules and the highly regulated nature of modern finance mean property investors are no longer assured of the finance they seek.

Today, a strong case that’s fully compliant with complex credit policy must be prepared. This is where Tony’s expertise becomes invaluable. Equipped to dissect even the most complicated affairs, Tony will ensure your loan application has the best possible chance of succeeding. His 97% success rate speaks for itself.

Whether you’re on a salary, a business owner or anyone in between, Tony has the knowledge to successfully implement all types of finance structures.

Tony holds a Diploma in Finance, is a credit representative with the Professional Lenders Association Network, and is a member of the Mortgage & Finance Association of Australia.

Tony Hayhow is a credit representative (400566) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit Licence 391237)

Jill Cochrane
Jill Cochrane

Credit Analyst

Jill Cochrane’s experience in banking spans almost 40 years with Westpac, where she developed and refined the skills required to succeed at the cutting-edge of investment finance.

At Westpac, Jill led a team of senior business bankers providing high level support to business people and property investors.

Bringing this experience and expertise to Investors Edge Finance, Jill provides great support to Tony as a respected Credit Analyst.

Tony and Jill both undertake ongoing professional development to ensure that they are up to date with the latest trends and best practices, and maintain their high levels of competency in all areas of financing.

Client Care Manager

With a long history of customer focused roles, a keen eye for detail and eleven years experience working in client relations, Joyce Chan is the key ongoing conduit between yourself and the team at Investors Edge Finance.

Unlike most mortgage brokers, Investors Edge Finance is committed to maintaining a strong ongoing relationship with you well after your loan has been settled. This is where Joyce comes in.

As the primary point of contact at Investors Edge Finance, Joyce is in regular contact with clients over the course of the year. Her primary responsibility is to ensure that you receive the ongoing support necessary to optimise the value of your finance structures.

Courtney Van Gent and Helen Gardner
Courtney Van Gent and Helen Gardner

Office Managers

Rounding out the services provided by the Investors Edge Finance team, Office Manager, Helen Gardner and receptionist, Courtney Van Gent who are responsible for making sure your experience is as seamless and memorable as it is rewarding.

Helen has had a long and distinguished career in office management, including seven years as Front Office Manager at one of Melbourne’s biggest private hospitals, The Knox Private Hospital.

Together, Helen and Courtney ensure clients enjoy a warm welcome, taking care of their every need. From coordinating appointments and organising client events, to remembering them on their birthday and at Christmas, they make our clients feel special and valued.