Thursday, December 15th, 2011
Probably not, but that’s exactly what “John” was about to do, but we saved him just in time. Allow me to explain. John emailed me the other day to say he was planning to sell the “jewel in his property crown” to pay for an extension on his home. Yes he could borrow the money [...]
If you would like help with any of the topics covered in this article, call 03 9822 3256 or email us on info@investorsedgefinance.com.au to book your consultation with Investors Edge Finance today.
Wednesday, August 25th, 2010
So you have an investment property….do you know the difference between your investment debt and your home loan? A home loan in this context is your personal, non-deductible home loan, secured by your home. The investment loan is the loan that was used to buy your investment property. The vast majority of property investors use [...]
If you would like help with any of the topics covered in this article, call 03 9822 3256 or email us on info@investorsedgefinance.com.au to book your consultation with Investors Edge Finance today.
Tuesday, June 29th, 2010
We come to end on Gordon and Sally’s investment journey. Let’s see why their finance wasn’t structured correctly… .1. A lender will always optimise its position, by obtaining and retaining all available properties to secure the loan. The lender is in a powerful position, while Gordon and Sally are in a weak position. .2. A [...]
If you would like help with any of the topics covered in this article, call 03 9822 3256 or email us on info@investorsedgefinance.com.au to book your consultation with Investors Edge Finance today.
Friday, June 25th, 2010
Lets find out what Gordon and Sally’s Grave Mistakes were; Firstly, none of this had to happen. This whole tragic scenario could have been avoided if only Gordon and Sally had sat down with a financier who was skilled in correctly structuring finance for property investors. They had made many financing errors, but it was [...]
If you would like help with any of the topics covered in this article, call 03 9822 3256 or email us on info@investorsedgefinance.com.au to book your consultation with Investors Edge Finance today.
Wednesday, June 16th, 2010
We continue on with Gordon and Sally’s story about their investment property… Banks won’t lend 106% of the purchase price against a property without a much higher interest rate and a huge mortgage insurance fee (which, by the way, only covers the lender… not you – you pay the premium for their peace of mind!) [...]
If you would like help with any of the topics covered in this article, call 03 9822 3256 or email us on info@investorsedgefinance.com.au to book your consultation with Investors Edge Finance today.
Friday, May 28th, 2010
Property investors Gordon and Sally Jones are about to lose everything, their home, their three investment properties, and potentially their marriage; if only they’d been advised on how to protect their home from the bank when they set their loan up. You see, their bank, like all lenders, has an insidious ‘secret weapon’ embedded in [...]
If you would like help with any of the topics covered in this article, call 03 9822 3256 or email us on info@investorsedgefinance.com.au to book your consultation with Investors Edge Finance today.
Thursday, May 13th, 2010
TIP 1: A deduction rarely claimed Amazingly the most frequently overlooked tax deduction is interest! Many advisors tell their clients to pay their rent directly into their home loan to eliminate it more quickly. However, the required loan structures and practices are rarely established causing the home loan to actually increase as deductible debt is [...]
If you would like help with any of the topics covered in this article, call 03 9822 3256 or email us on info@investorsedgefinance.com.au to book your consultation with Investors Edge Finance today.
Monday, December 21st, 2009
2009 was certainly a very, very interesting year!! We started the year in the grips of a Global Financial Crisis that some feared would see the whole world plunged into economic oblivion. You may recall “Professor” Steve Keen, for example, took every media opportunity to frighten us with his dire predictions of economic calamity, predicting [...]
If you would like help with any of the topics covered in this article, call 03 9822 3256 or email us on info@investorsedgefinance.com.au to book your consultation with Investors Edge Finance today.