Life Insurance? Yawn…

Sadly, life insurance is the ugly stepsister of the financial world. Talking about investments is fun - who made what, where. Talking about superannuation is kinda fun - in the mine-is-way-better-than-yours way.

But life insurance? Who wants to talk about the money they might get (if those damned insurance companies ever pay out)? Nothing will ever happen to me - I don’t need insurance.

If only.

So, who is this book for? Simple - it’s you. Of course, by saying that I’m assuming that you:

  • know something about life insurance
  • want to know more about it
  • want to find out how you can use it to protect you and your family
  • would like insurance’s veil of mystery pulled away
  • Who shouldn’t read it? Anybody:
  • who thinks they know it all about life insurance (they probably don’t)
  • that researches everything to the nth degree before deciding (this won’t be detailed enough for them)
  • that actually thinks they’ll never get seriously ill, disabled or even die (it’s a tad arrogant to say ‘that’ll never happen to me’ - I’m just saying...)

I’ll admit, it’s not the most scintillating of topics: the ins and outs of life insurance have been known to send people into a deep, deep sleep.

But I’m also going to assume that you think preparing, financially, for the worst day of your life is important enough to do some research into.

So I present to you this, our guide to Life Insurance. Think of it as an intermediate-level course in life insurance.

As a financial planner, I would dearly love if, after reading this, you were compelled to call Tangram Financial and immediately do business.

But that’s not the intention of this book.

There’s too much confusion, apathy and secrecy out there about life insurance. We want to do our bit to strip all of this away. We believe that nearly every working Australian needs to have some level of life insurance - we see this as part of our contribution to that.

So, we have tried to limit the self-promotion within, but please forgive us if any has snuck through.

Finally, throughout the book, we’ve thrown in a few odds and ends that we thought you’d find useful. So keep an eye out for these info boxes, as they’ve all got useful information in them.

Tip TrapInfo

I’m sure you’ll get something useful out of this guide. At the very least, I congratulate you on taking the time to learn more about this critically important area of your finances.

Jordan Vaka
Financial Planner
Tangram Financial

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