Investors Edge Finance offers service and support options for its clients.

  1. Bronze - Non Member Service
  2. Silver Support Program
  3. Platinum Support Program

Mentoring Program Options

Investors Edge Finance Support Program Matrix
Services included (fees inclusive of GST) Platinum Silver Bronze Non Members
 
Initial once-off fee 2194.50** 1094.50** Quoted*
1. Monthly support fee $99 $77 N/A
2. Initial Structuring Finance & Money flow strategies Yes Yes $220 p/hr
3. Finance reviews, top-ups, refinements, structural enhancements Yes Yes $220 p/hr
4. Self Managed Super finance Yes $550 $1,100
5. SMSF strategy development Yes Yes $330
6. Pre-approvals, new loans (eg purchases) Yes Yes $330
7. Induction Training sessions and refresher sessions Yes Yes $330
8. Education & networking sessions including access to experts Yes 3 sessions pa Not Available
9. Access to Private Members site (seminar recordings & notes, calculators, property checklists etc) Yes Yes Not Available
10. Property Genius software Yes $99 $220
11. Home study pack (manual, CD's etc) Yes $275 $550
12. Property Reports Yes Yes $99 each
13. Investment property checklist and scoring system Yes Yes Yes
14. Investment property reviews Yes Yes $175 each
15. Investment property blue-print development and execution Yes Yes $660
16. Cashflow modelling for investment property acquisitions Yes Yes $175 each
17. Consulting for finance and/or investment related issues Yes Yes $220 p/hr
 
* Fee dependent upon the complexity of your circumstances
** Joining fee may vary for more complex client circumstances

So, how do you choose between the three programs?

Bronze Non-Member Option

If you feel confident that you have all the skills, contacts, knowledge and networks to make consistently sound investment choices then the Non-Member option may be the most appropriate option.

Bronze will give you a finance structure that will:

  1. Improve your cashflow as the shortfall (negative cashflow) is no longer taken from your after tax dollars (salary)
  2. Optimise your tax refund as every deductible item is captured, recorded and claimed as only a tiny number of investors manage
  3. Make better use of your income from all sources to accelerate the reduction in your home loan
  4. Substantially reduce your home’s exposure to debt providing a layer of added protection
  5. Streamline your total banking/lending into a simple, automated function requiring only 6 monthly monitoring
  6. Streamline your tax recording/reporting with all deductible expenses consolidated into a single account, potentially slashing your bookkeeping/accounting fees, my own were cut by 40% with these structures.
  7. Optimise your borrowing and buying capacity
  8. Position you to be “market ready” for your next acquisition

Silver Support Program Option

Silver is most suited to property investors who already have some level of investment knowledge and prefer not to commit to attending the monthly education sessions conducted under the Platinum model.

This option is also well suited to those who prefer not to network with their peers and industry experts. It suits those who prefer a close working relationship between themselves and Financial Architect, Andrew Gardner industry experts are commissioned on a needs/fee basis.

Silver support includes:

  1. Points 1 - 8 above
  2. An initial induction training workshop where new members undergo an initial education workshop on the fundamentals of property investment and proven investment strategies covering a diverse range of topics including:
    1. Asset selection where members learn how to distinguish high performance properties from duds using proven industry accepted norms and mythologies
    2. Property Inspection Checklist and scoring system training to enable members to benchmark their existing portfolio against the optimum property most suited to their circumstances. The Checklist is also an invaluable tool providing an objective basis to determine the retention and acquisition of every property to ensure every property held or under consideration meets prescribed performance/returns.
    3. Money flow tactics and cashflow strategies to optimise the effects on the new implemented finance structures
    4. Self Managed Super funds — who they are most suited to, how they work, how to optimise tax and asset protection mechanisms
    5. Tax principles: how to determine tax deductibility
    6. Review of the state of the market
    7. Tips, tricks of the trade and simple calculation formulas to give you an on-the-spot feel for returns/performance
    8. Skills test and review as required to ensure every member leaves with the required skill base to move to the next level
  3. Property review program where members use their newly acquired skills to evaluate properties under consideration to send in pertinent information which I review and provide feedback giving members an objective, dispassionate assessment of the suitability of property under consideration for their circumstances/needs/objectives.
  4. Referral to affiliate members of our panel of industry experts to assist with issues investors confront from time to time, giving comfort that no matter what the issue is, help is at hand
  5. Ongoing support as per attached matrix Silver also includes access to and training in the use of:
  6. Investors Edge Property Checklist and Scoring System — High gain properties
  7. Investors Edge Calculators: Profit/loss, long term projections, CGT and depreciation
  8. Access to Private Members website containing recording and presentation notes of Platinum sessions, software/calculator updates
  9. Regular market updates ups

Platinum Support Program Option

Platinum is Investors Edge’s most popular support program with 3 out of 4 new clients requesting consideration for this option, but it is not for everyone. If you are not comfortable interacting, giving and sharing experiences and information with other property investors, this program is not for you.

To protect of the culture and ambiance Investors Edge has cultivated over the past 3 years that has enabled the group to grow from an initial six members to in excess of 100 members today Platinum is not offered to every new client.

Membership is diverse, including those yet to buy their first property through to our most successful member worth $35M. Membership includes builders to teachers, administrators to doctors and from airline pilots to physiotherapists. It’s a truly fascinating group of people who will inspire, support and comfortable their fellow members, one thing it’s not is a platform for ego’s.

An added bonus is the opportunity to meet and discuss your issues with some of Melbourne’s most experienced industry experts as they train members on a new skill. Each presenter is chosen for their knowledge, expertise and integrity. Such is the calibre of Platinum members the industry’s best line-up for the opportunity to be a part of the program.

Platinum Membership includes:

  1. Points 1 - 17 above, plus
  2. ”Home Study” pack: a 90 page prox manual written by Financial Architect, Andrew Gardner on property investment and investment finance, a retirement planning CD written by leading investment accountant Dale Gatherum-Goss plus 12 CD’s featuring 15 of Platinum’s most significant industry experts
  3. Property Genius property analysis software to manage your portfolio and acquisition So, in summary, you have the option of:
    1. Upgrading your finance to an optimum level of performance under Bronze - Non-member option
    2. Upgrading finance structures plus upgrading of your skill base with the Induction workshop and then ongoing one-on-one support under Silver
    3. Upgrading your finance structures plus Initial and ongoing education, networking and support within a dedicated peer group environment and access to industry experts under Platinum.